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Justice I.E Ekwo of the Federal High Court sitting in Lokoja, Kogi state has been told how Yahaya Abubakar, former Chairman, Okene Local Government Area of Kogi State who is being prosecuted by the Economic and Financial Crimes Commission, EFCC, took a personal loan of N17m from the United Bank of Africa Plc, UBA and used Local Government fixed deposit account as collateral.